TransferWise

This is a good company, first they truly helped reduce international transfer fees. They they continued to morph into a decent challenger bank.

Their Wise Interest account was amazing as of late 2023: wise.com/gb/interest/

Instant access with representative national interests and 0.29% fees.

Brick and mortar banks were way way behind in that regard!

E.g. October 2023, Wise was doing 4.87% interest after fees, while Barclay's best option was 1.16% above 5k pounds on the Rainy Day Saver (5% below). Ridiculous!

Update: On November 2023 unfortunately they more than doubled their fees from 0.19% to 0.46%:but it still was a good option to keep cash in.